Terms and Conditions of Use

1. General Information

The information provided on the Website is for informational purposes only and does not constitute advice or a recommendation. The Company is not a licensed mortgage broker, financial institution, insurance provider, or any other licensed entity. Opinions expressed on the Website are those of the respective authors and not necessarily those of the Company.

The Website acts solely as a platform for connecting users with insurance providers. The Company does not directly offer insurance policies, or related services.

2. Acceptance of Terms

By using the Website, you represent and warrant that you have the legal capacity to enter into and be bound by these Terms of Use. If you are using the Website on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms of Use.

3. Modifications to the Website

The Company reserves the right, at its sole discretion, to modify, suspend, or discontinue the Website or any portion thereof, temporarily or permanently, at any time, with or without notice to you. You agree that the Company shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Website.

4. License to Use the Website

Subject to the terms and conditions of these Terms of Use, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website solely for personal, non-commercial purposes. You may not use the Website for any unlawful or prohibited purpose, nor may you exploit the Website or its content for any commercial purposes without the express written consent of the Company.

5. Intellectual Property Rights

You acknowledge that the Website, including but not limited to all content, graphics, logos, trademarks, service marks, and software, is protected by intellectual property rights owned or licensed by the Company or third parties. You shall not reproduce, modify, distribute, display, perform, or create derivative works of any part of the Website without the express written permission of the Company or the respective copyright holders.

Any unauthorized use of the Website or its content may violate copyright, trademark, and other applicable laws, and may result in legal action being taken by the Company.

6. User Representations and Warranties

By accessing the Website, you represent and warrant that:

• You are at least 18 years old and legally capable of entering into these Terms of Use;
• Your use of the Website will not violate any applicable law or regulation;
• You will not engage in any activity that disrupts or interferes with the operation of the Website or its security;
• You will not transmit any harmful, unlawful, or offensive content through the Website, including but not limited to viruses, malware, or defamatory statements.

7. Prohibited Activities

You agree not to: (a) Use the Website in any manner that violates any applicable law, statute, ordinance, or regulation; (b) Impersonate any individual or entity or otherwise misrepresent your affiliation with any individual or entity; (c) Engage in any unauthorized use of the Website, including but not limited to unauthorized access to the Website’s content, user accounts, or any system connected to the Website; (d) Use any automated means, including AI, robots, scrapers, or crawlers, to access, collect, or scrape content from the Website.

The Company reserves the right, but has no obligation, to monitor User conduct and to take appropriate legal action in response to any violations of these Terms of Use.

8. Termination and Suspension

The Company may, at its sole discretion, suspend or terminate your access to the Website for any reason, including but not limited to, a violation of these Terms of Use or for technical or operational reasons. Upon termination, you agree to immediately cease all use of the Website and delete any materials or content obtained from the Website.

The Company may also suspend or terminate your access if it believes that your conduct may be harmful to the Website or other users.

9. Disclaimers and Limitation of Liability

(a) No Warranty: The Website is provided on an “as-is” and “as-available” basis, without any warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The Company makes no warranty that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

(b) Limitation of Liability: To the fullest extent permitted by applicable law, the Company shall not be liable for any indirect, special, incidental, consequential, punitive, or exemplary damages arising from your use or inability to use the Website, including but not limited to damages for loss of profits, business interruption, or loss of data, even if the Company has been advised of the possibility of such damages. In no event shall the Company’s total liability exceed $1,000 USD.

10. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, agents, and contractors from any and all claims, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Website;
• Your violation of these Terms of Use;
• Any content submitted by you that infringes on the rights of third parties.

11. Privacy

The Company respects your privacy and is committed to protecting your personal data. Please refer to our Privacy Policy for detailed information about how we collect, use, and protect your personal data.

12. Links to Third-Party Websites

The Website may contain links to third-party websites that are not under the control of the Company. The Company is not responsible for the content, privacy policies, or practices of any third-party websites. By accessing third-party websites, you do so at your own risk.

13. Governing Law and Dispute Resolution

(a) These Terms of Use shall be governed by and construed in accordance with the laws of England, without regard to its conflict of laws principles. (b) Any disputes arising out of or relating to these Terms of Use or your use of the Website shall be exclusively resolved in the courts of London, England.

14. Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms of Use, together with any other legal notices or agreements published on the Website, constitute the entire agreement between you and the Company regarding the use of the Website. These Terms supersede all prior or contemporaneous agreements, understandings, and representations.

16. Assignment

You may not assign or transfer any of your rights or obligations under these Terms of Use without the prior written consent of the Company. The Company may assign or transfer its rights and obligations under these Terms of Use without restriction.

Contact Information:
If you have any questions regarding these Terms of Use, please contact us at:

Webselenese LLC

Email: [email protected]
Contact Page: https://www.pawlicyguru.com/contact-us/