Privacy Policy

Definitions

• “Business Representatives” means the personnel of our service providers, resellers, distributors, agents, and/or finders.
• “CCPA” means the California Consumer Privacy Act of 2018, as amended.
• “GDPR” means the General Data Protection Regulation (EU) 2016/679 and the UK General Data Protection Regulation (as applicable).
• “Users” means individuals who browse and/or make use of our Website or register for our Services.
• “Personal Information” or “Personal Data” means any information that can be used, alone or in combination with other data, to identify a living individual.

Policy Update Note

This Privacy Policy may be updated from time to time to reflect regulatory changes or changes in our data practices. If significant changes are made, we will notify you by posting an updated Privacy Policy on our Website or by other means. Please check this Privacy Policy periodically for updates.

1. WHAT INFORMATION WE COLLECT, WHY WE COLLECT IT, AND HOW IT IS USED

We collect the following types of personal information, which we obtain directly from you and your interactions with the Website and Services:

Insurance Quote Data: When you submit data to third-party Insurance Providers for the purpose of obtaining insurance quotes via our Website, we do not store that information. We transmit the data directly to the relevant Insurance Providers to generate a quote, but we do not retain or store any of the information submitted for such purposes.

Anonymous Information refers to data that does not identify any individual. In some cases, we may anonymize or de-identify your Personal Information to generate Anonymous Information, which may be used for analytics, research, and statistical purposes.

2. HOW WE PROTECT AND RETAIN YOUR INFORMATION

We have implemented appropriate technical, organizational, and physical security measures designed to protect your Personal Information. However, please note that while we strive to use commercially acceptable means to protect your data, we cannot guarantee its absolute security.

• Retention: We will retain your Personal Information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required or permitted by applicable law. If you request deletion of your account, we will delete your Personal Information as applicable, subject to legal retention obligations.

3. HOW WE SHARE YOUR PERSONAL DATA

We may share your Personal Information with the following parties:

• Business Partners: We may share Personal Information with our business partners with whom we jointly offer products or services.
• Regulatory Authorities: As necessary, we may disclose Personal Information to regulatory bodies, courts, or competent authorities to comply with legal requirements, regulations, or law enforcement requests.
• Mergers and Acquisitions: If we are acquired by, or merged with, another company, we may transfer your Personal Information as part of that transaction.
• Consent: We may share your information with third parties if you have given your explicit consent to do so.

4. TRANSFERS OF PERSONAL INFORMATION

• Storage: Your Personal Information may be stored in Israel or other countries with similar safety safeguards.
• Cross-Border Transfers: If we transfer your Personal Information outside Israel or the European Economic Area (EEA), we will ensure that the transfer complies with applicable laws, and contractual measures will be taken to safeguard your information.

5. YOUR PRIVACY RIGHTS

Depending on your jurisdiction, you may have various rights regarding your Personal Information. These rights are outlined below, with certain exemptions and limitations applying in accordance with applicable law.

GDPR (for individuals within the EU/EEA and UK)

• Right to Access: You have the right to request a copy of the Personal Information we hold about you.
• Right to Rectification: You can request that we correct any inaccurate or incomplete Personal Information.
• Right to Erasure: You may request the deletion of your Personal Information in certain circumstances.
• Right to Object: You can object to the processing of your Personal Information under certain conditions.
• Right to Data Portability: You may request to receive your Personal Information in a structured, machine-readable format and transfer it to another data controller.
• Right to Withdraw Consent: You may withdraw your consent at any time if we rely on consent as the legal basis for processing your Personal Information.

CCPA (for California Residents and we extend this to all US residents)

• Right to Know: You have the right to request details about the Personal Information we collect, use, disclose, and sell.
• Right to Delete: You can request the deletion of your Personal Information, subject to certain exceptions.
• Right to Opt-Out: You have the right to opt-out of the sale of your Personal Information, if applicable.
• Non-Discriminatory Treatment: You have the right to not face discrimination for exercising your privacy rights under the CCPA.

Exercising Your Rights

To exercise your rights under GDPR or CCPA, please contact us at [email protected] or through our contact page. If you are making a request through an authorized agent, please ensure that you provide a signed written authorization for the agent to act on your behalf.

6. USE BY CHILDREN

We do not knowingly collect or solicit Personal Information from individuals under the age of 18. If you believe we may have collected Personal Information from a child, please contact us immediately so we can take appropriate steps to remove such information.

7. INTERACTIONS WITH THIRD PARTY PRODUCTS

Our Website and Services may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the privacy practices or content of these third-party services. We encourage you to read the privacy policies of any third-party services you interact with.

8. ANALYTIC TOOLS

• Google Analytics: We use Google Analytics to analyze user activity on our Website. Google Analytics may collect information such as how often users visit our Website, the pages they visit, and what other websites they visited before coming to our site. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

9. CONTACT US

If you have any questions, concerns, or complaints regarding this Privacy Policy or wish to exercise your rights, please contact us at:

PawlicyGuru.com
Email: [email protected]
Contact Page: https://www.pawlicyguru.com/contact-us/